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SURVEY REPORT

Banking insights: 2026 AI Impact Survey

Governance: The hidden AI performance opportunity

 

As banks scale AI, they need governance

 

In banking, governance is the missing link between AI adoption and measurable performance. This report explains why — and what banks need to do now to move from AI scale to AI success.

 
 

50%

of banks say governance and compliance barriers limit AI performance

 
 
 

18%

are fully confident in their AI governance and controls

 
 
 

What’s in the report?

  • 54% of banks are scaling AI across multiple functions
  • 62% of banks report greater efficiencies from AI
  • Just 32% report revenue growth from AI
  • 42% cite insufficient data readiness as a cause of AI project failure
 
 

Get the report