Tariq Mirza

Executive summary

Tariq Mirza leads Grant Thornton’s Regulatory Center of Excellence.  He specializes in bank regulatory and management consulting services across the country with more than 30 years of banking/financial services experience. Tariq’s expertise includes preparing financial institutions for regulatory examinations, enforcement actions, strategy, financial controls,  regulatory change management, and developing policies and procedures. He has worked extensively with financial institutions on compliance and risk management issues such as: 

• BSA/AML/OFAC
• Credit Risk Management
• Compliance Management Systems
• Community Reinvestment Act (CRA)
• Corporate Governance
• Fair Lending
• Fintech Partnerships
• Information Security & Privacy
• Liquidity Risk Management
• Mergers & Acquisitions
• Mortgage Servicing & Loss Mitigation
• Resolution Planning
• Risk Management/Safety & Soundness
• Third & Fourth Party Risk Management
• Unfair, Deceptive or Abusive Acts or Practices

Prior to joining Grant Thornton in 2012, Tariq served in various roles at the FDIC for 20+ years including numerous high profile leadership roles such as Senior Advisor – Office of the Chairman at the FDIC from 2008 to 2011. Previously, Tariq served as Acting Chief – Compliance Policy and Examinations, Acting Deputy Regional Director, Field Supervisor, and led numerous corporate-wide strategic initiatives and special projects. From 2002 to 2008, Tariq managed the FDIC’s Pacific Northwest Territory and supervised a team of compliance bank examiners.

During his distinguished career at the FDIC, Tariq was directly involved in countless regulatory examinations, including compliance/consumer protection, risk management/safety & soundness, BSA/AML/OFAC, fair lending, CRA, trust, UDAP, and information security/privacy.  He has conducted risk assessments, including credit risk, market risk, liquidity risk, compliance risk, operational risk, and capital adequacy at countless financial institutions throughout the U.S.  Tariq has extensive experience handling compliance and consumer protection such as CRA, UDAAP, fair lending, ECOA, FCRA, Flood Insurance, HMDA, RESPA., SCRA, TILA, TISA, EFTA/Regulation E, Privacy, as well as various risk regulations such as the FRB’s Regulation O, Regulation W, and Sections 23A/23B.

Since joining Grant Thornton, Tariq has played a key role in engagements involving some of the largest financial institutions in the U.S. and globally. Tariq has advised clients with regulatory enforcement action remediation involving BSA/AML/OFAC, mortgage lending and servicing, risk management, fintech partnerships, foreign exchange, credit cards, prepaid cards, information security and privacy, third party risk management and UDAAP.  He has led large engagements involving issue validation, customer complaints, CRA, fair lending, fintech partnerships, resolution planning, and banking-fintech partnerships.  Further, Tariq serves as a faculty member at Grant Thornton’s Advisory University, and he has provided training to compliance professionals, executive management and Board members since joining Grant Thornton. He speaks regularly at conferences and public forums.

Professional qualifications and memberships

• Commissioned Federal Bank Examiner (Risk Management/Safety & Soundness)
• Commissioned Federal Compliance Examiner

Education

• Master of Business Administration, University of Massachusetts, Amherst
• Graduate School of Banking at Colorado
• Bachelor of Arts in Economics and Psychology, University of Colorado, Boulder